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What is a Health Spending Account (HSA)?

A Health Spending Account (HSA) is a tax-free employee benefit that helps cover eligible medical, dental, and vision expenses not fully paid by provincial health plans or traditional insurance. HSAs offer flexibility and cost savings for businesses and individuals by allowing you to choose how to spend your healthcare dollars. Common expenses include prescriptions, orthodontics, eyeglasses, physiotherapy, and more.
With an HSA, you can reduce taxable income, manage out-of-pocket costs, and provide a customizable health benefit plan for your team.